A promissory note
is a legal instrument (more particularly, a financial instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed or determinable future time or on demand of the payee, under specific terms. If the promissory note is unconditional and readily salable, it is called a negotiable instrument.
Referred to as a note payable in accounting (as distinguished from accounts payable), or commonly as just a "note", it is internationally defined by the Convention providing a uniform law for bills of exchange and promissory notes, although regional variations exist. A banknote is frequently referred to as a promissory note: a promissory note made by a bank and payable to bearer on demand. Mortgage notes are another prominent example.
Promissory notes are a common financial instrument in many jurisdictions, employed principally for short time financing of companies. Often, the seller or provider of a service is not paid upfront by the buyer (usually, another company), but within a period of time, the length of which has been agreed upon by both the seller and the buyer. The reasons for this may vary; historically, many companies used to balance their books and execute payments and debts at the end of each week or tax month; any product bought before that time would be paid only then. Depending on the jurisdiction, this deferred payment period can be regulated by law; in countries like France, Italy or Spain, it usually ranges between 30 to 90 days after the purchase.
Notes in perfumery are descriptors of scents that can be sensed upon the application of a perfume. Notes are separated into three classes; top/head notes, middle/heart notes, and base notes; which denote groups of scents which can be sensed with respect to the time after the application of a perfume. These notes are created carefully with knowledge of the evaporation process and intended use of the perfume. The presence of one note may alter the perception of another - for instance, the presence of certain base or heart notes will alter the scent perceived when the top notes are strongest, and likewise the scent of base notes in the dry-down will often be altered depending on the smells of the heart notes.
The idea of notes is used primarily for the marketing of fine fragrances. The term is sometimes used by perfumers to describe approximately scents or the perfumery process to laypeople.
Fragrant materials are listed by Poucher in order of volatility and are grouped under respective evaporation coefficients (perfume notes) that range from 1 to 100.
Logistics Learning Alliance is a leading provider of humanitarian based training programmes ...Refreshments and lunch provided. Discounts are eligible for group bookings of between 7-14, and for individuals attending more than one HELM Event. Please note that costs associated with travelling and accommodation must be met by the student ... .
A Greek Orthodox priest and hedge fund manager the actor befriended notes with awe that the actor read all 10 books he recommended to him, and episodes often punctuate various meetings Wahlberg has taken with talking-head interviews in which business titans including former ...
There is a book that deals with this issue, among others, when leaving a restrictive religion. The book is “Leaving the Fold” by Marlene Winell, who holds a doctorate in psychology ... The book is available on Amazon. My copy is full of underlines, notes on the margins and dog-eared pages ... Note to readers.
AuthorKristyWoodsonHarvey will celebrate her latest book, "Under the Southern Sky," with an event in Spartanburg... ticket purchase includes a signed copy of the book and lunch with the author. Her upcoming book, "Under the Southern Sky," will be released on Tuesday, April 20 ... Please note.
DearAnnie... -- 81 YearsWise. Dear 81 Years Wise ... There is a book that deals with this issue, among others, when leaving a restrictive religion. The book is “Leaving the Fold” by Marlene Winell, who holds a doctorate in psychology ... The book is available on Amazon. My copy is full of underlines, notes on the margins and dog-eared pages ... Note to readers ... .
Walton has now turned those journals into a book titled ... “Because our families shared some of the same living conditions he alluded to in his book in reference to growing up and attending school in Pasquotank County, I could easily relate to many of the events noted in his book,” she said.
Bookings at the Hardin CountyDetentionCenter from 5 p.m. Tuesday to 5 p.m. Wednesday. • Tori L ...Note. This information is a compiled list of daily booking logs from the Hardin County Detention Center ... The bookings state the people arrested, age, area of residence and the charges against them. .
With all the great strides the airline has taken in online booking, check-in, manage booking, and Charlie the chatbot, it will discontinue its Philippine hotline numbers by May 1, 2021 ... In the first quarter of 2021, the airline noted a total of 87 percent of its passengers maximize its website to book flights directly in the platform.
With eyes focused on the revived Iran nuclear talks in Vienna in April, it is worth noting another myth that Takeyh debunks in his book, namely, that the US helped to build the shah’s nuclear program while seeking to stop the Islamic Republic’s atomic apparatus.
The survey, known as the beige book, will form the basis for discussions when Fed officials meet on April 27-28 to discuss what to do about interest rates. Gus Faucher, chief economist at PNC Financial, said the message from the beige book is that business activity is picking up but “the economy still has a lot of room to strengthen further.”.