A promissory note
is a legal instrument (more particularly, a financial instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed or determinable future time or on demand of the payee, under specific terms. If the promissory note is unconditional and readily salable, it is called a negotiable instrument.
Referred to as a note payable in accounting (as distinguished from accounts payable), or commonly as just a "note", it is internationally defined by the Convention providing a uniform law for bills of exchange and promissory notes, although regional variations exist. A banknote is frequently referred to as a promissory note: a promissory note made by a bank and payable to bearer on demand. Mortgage notes are another prominent example.
Promissory notes are a common financial instrument in many jurisdictions, employed principally for short time financing of companies. Often, the seller or provider of a service is not paid upfront by the buyer (usually, another company), but within a period of time, the length of which has been agreed upon by both the seller and the buyer. The reasons for this may vary; historically, many companies used to balance their books and execute payments and debts at the end of each week or tax month; any product bought before that time would be paid only then. Depending on the jurisdiction, this deferred payment period can be regulated by law; in countries like France, Italy or Spain, it usually ranges between 30 to 90 days after the purchase.
Notes in perfumery are descriptors of scents that can be sensed upon the application of a perfume. Notes are separated into three classes; top/head notes, middle/heart notes, and base notes; which denote groups of scents which can be sensed with respect to the time after the application of a perfume. These notes are created carefully with knowledge of the evaporation process and intended use of the perfume. The presence of one note may alter the perception of another - for instance, the presence of certain base or heart notes will alter the scent perceived when the top notes are strongest, and likewise the scent of base notes in the dry-down will often be altered depending on the smells of the heart notes.
The idea of notes is used primarily for the marketing of fine fragrances. The term is sometimes used by perfumers to describe approximately scents or the perfumery process to laypeople.
Fragrant materials are listed by Poucher in order of volatility and are grouped under respective evaporation coefficients (perfume notes) that range from 1 to 100.
... while noted literary personalities Iftikhar Arif and Mujeeb-ur-Shami would also be the special guest of the inaugural session ... A KitabMela would also be a part of this conference where books of noted writers would be available at discounted prices.
Bookings at the Hardin CountyDetentionCenter from 3 p.m. Sunday through 3 p.m. Monday ... • Willie D ...Note. This is a compiled list of daily booking logs from the Hardin County Detention Center ... The bookings state the people arrested, age, area of residence and the charges against them. .
30) that listed the booking ... Although the studio listing shows photos of the Grammy winner from when he was working there, the description specifically notes that the booking does not include Ye himself ... We will update you when someone books it! Stay tuned ? pic.twitter.com/veGnY4BIY6— Stufinder (@Stufinder) January 31, 2023.
While the focus of the memoir is Zamora’s journey to the United States, his attention to culture gives the book a powerful multi-national interest ... Zamora attempts to cross the U.S./Mexico border several times, all of which are recounted in this book ... The final note from present-day Zamora is what really sells this book as original and important.
CNN senior legal analyst Elie Honig is out with a new book, Untouchable... "That could change. We have Fulton County, in particular, seems like they're moving toward an indictment. We don't know what DOJ is going to do. The problem, I note in the book, is too much time passed. Two-plus years out from Jan. 6 and more from the prior incidents ... IN OTHER NEWS.
Cardoza was arrested and booked into the Lake CountyJail... When Johnson was contacted it was noted that she was under the influence of alcohol which is a violation of her probation. Johnson was arrested and booked into the Lake County Jail ... Shipley was arrested for an outstanding out of state warrant and booked into the Lake County Jail.
WESTLAKE, Ohio -- The Clague Playhouse will stage a one-hour performance and conversation Feb. 26 based on three scenarios typically found in the home of someone who has dementia ... The point of the performance is to note that there are ways to cope with dementia using simple, but creative conversations ... Basting is noted for her book, “CreativeCare.
It was also reported that about 75,000 Flybe customers had purchased future bookings. Meanwhile, an industry observer noted that Flybe had struggled since its relaunch last year, and was harmed by the late delivery of 17 leased aircraft, preventing it from building capacity and remain competitive ... ....
Solid holiday spending data will “continue to be a theme offering a shot in the arm throughout the first quarter and enhance investor confidence toward a recovery,” Kaiyuan Securities analystZhang Chi wrote in a note. The months-long rally has led to some investors booking in gains. However, few doubt that Chinese stocks will shine this year ... ....
Our ability to pay attention has been whittled away over the past few decades.As Johann Hari notes in his absorbing book, the average American college student loses focus after just 65 seconds while the typical office worker’s mind wanders after three minutes.
SaveLittleton, N.H. To the Editor. ... Another subject that the Citizen taxes payers better take note of is the Warrant Articles for the next election. I suggest very seriously that the Taxes payers ready the book that they get on the Deliberating Session... Warrant Article number 8, which in three years will cost the taxes payers 207.703 dollars ... ....