A promissory note
is a legal instrument (more particularly, a financial instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed or determinable future time or on demand of the payee, under specific terms. If the promissory note is unconditional and readily salable, it is called a negotiable instrument.
Referred to as a note payable in accounting (as distinguished from accounts payable), or commonly as just a "note", it is internationally defined by the Convention providing a uniform law for bills of exchange and promissory notes, although regional variations exist. A banknote is frequently referred to as a promissory note: a promissory note made by a bank and payable to bearer on demand. Mortgage notes are another prominent example.
Promissory notes are a common financial instrument in many jurisdictions, employed principally for short time financing of companies. Often, the seller or provider of a service is not paid upfront by the buyer (usually, another company), but within a period of time, the length of which has been agreed upon by both the seller and the buyer. The reasons for this may vary; historically, many companies used to balance their books and execute payments and debts at the end of each week or tax month; any product bought before that time would be paid only then. Depending on the jurisdiction, this deferred payment period can be regulated by law; in countries like France, Italy or Spain, it usually ranges between 30 to 90 days after the purchase.
Notes in perfumery are descriptors of scents that can be sensed upon the application of a perfume. Notes are separated into three classes; top/head notes, middle/heart notes, and base notes; which denote groups of scents which can be sensed with respect to the time after the application of a perfume. These notes are created carefully with knowledge of the evaporation process and intended use of the perfume. The presence of one note may alter the perception of another - for instance, the presence of certain base or heart notes will alter the scent perceived when the top notes are strongest, and likewise the scent of base notes in the dry-down will often be altered depending on the smells of the heart notes.
The idea of notes is used primarily for the marketing of fine fragrances. The term is sometimes used by perfumers to describe approximately scents or the perfumery process to laypeople.
Fragrant materials are listed by Poucher in order of volatility and are grouped under respective evaporation coefficients (perfume notes) that range from 1 to 100.
I wanted first to know the author's soul as reflected in the book ... More than once, the book emphasizes trilateral cooperation among Nepal, China, and India, noting that such cooperation has brought Nepal an opportunity to act as a bridge between the two mega economies. ... Currently, the book is framed into five chapters.
Bookings at the Hardin CountyDetentionCenter from 3 p.m ...Note. This information is a compiled list of daily booking logs from the Hardin County Detention Center ... The bookings state the people arrested, age, area of ...
Dr Helen Adam from Western Australia's Edith Cowan University says many family favourites should be pulled off the shelves and replaced by more inclusive books. 'The world represented in children's books reflects predominantly middle class, heterosexual male heroes and characters,' Dr Adam says in a new study.
Though this year’s picks include several bestselling books by accomplished Black authors, commenters complained that the list was too “woke.” ... He also notes, per the Los AngelesReview of Books that “91 percent of novelists who win major awards, such as the Pulitzer,” and “90 percent of the most reviewed novelists” are white.
Nugent had written the story down in a journal, notes she used to write her new book, “Healing with DollyLama... The 268-page book is available on Amazon for $15.95. It is also available at Bella & Lindy’s Pet Boutique, Northshire Books, Pampered Pooch, and Sacandaga Dog Supply as well as online ... Nugent decided to publish the book.
Freeborn noted that she is also working on a book that aims to draw insights from her four-decade career, "Over the years, many colleagues and friends have asked me to consider writing a book to share my insights, but there was never enough time," she said ... Freeborn noted her ...
He has surrounded himself with handwritten notes, books and black-and-white photographs at a table in the home he shares with his granddaughter and her family ... He turns his attention to a nearby stack of history books about the attack full of his written descriptions in the margins.
On December 9 and 10, US Pres-ident Joe Biden will hold a virtual global Summit for Democracy. This is in keeping with his campaign promise, alth-ough it has taken a year to implement it ...Anne Applebaum in her book Twilight of Democracy notes that even ancient philosophers had their doubts about democracy ... But there are exceptions that stick out ... ....
For local coverage related to the coronavirus, go to dailyfreeman.com/tag/coronavirus. • The HurleyZoning Board of Appeals meeting scheduled for Thursday, Dec ... The fair will feature original holiday cards, local history books, vintage gifts, hand-knit items, note cards, and local art, crafts and products, including maple syrup, jam and baked treats.
The book ... He noted that the book provides basic knowledge of the V.U.C.A world for organizational leaders to prepare and to enable them effectively develop or harness the right strategic leadership skills and competencies in formulating the right corporate strategies for their various organizations for today and the future VUCA world.
If you buy books linked on our site, The Times may earn a commission from Bookshop.org, whose fees support independent bookstores ... The profusion of Freudian imagery matches the title of the book as well as its subject matter ... Books ... I will not allow books to prove anything.” ... Books ... Books ... Books ... Get the latest news and notes from our community Book Club.